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Auto Insurance

Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Auto Insurance Information

Why do you need auto insurance?

In the state of Texas you are required to be financially responsible to drive on the roads of our great state.  This means people who drive on the roads must be able to pay for accidents they cause.  This can be accomplished several different ways the easiest of which is to purchase liability insurance.  The other ways include purchasing a surety bond covering $55,000 dollars, deposit $55,000 cash with the Transportation Department, or sending in a cashiers check for $55,000 to the Transportation Department.  As you can see purchasing insurance is by far the easiest way to comply with the law.

What is auto insurance?

Auto insurance is made up of several different kinds of coverages.  All of your coverages will be listed on your on your Declarations Page which is usually the first page of your policy.

The following is a list of the types coverages available and examples of limits as shown on a Declarations Page:

    Bodily Injury Liability                                                            100,000 per person
                                                                                                 300,000 per accident
    Property Damage Liability                                                    100,000 per accident
    Medical Payment or Personal Injury Protection                    2,500 per person
    Uninsured/Underinsured Motorist
            Bodily Injury Liability                                                     100,000 per person
                                                                                                  300,000 per accident
            Property Damage Liability                                             100,000 per accident
    Collision                                                                                 500 Deductible
    Comprehensive (Other Than Collision)                                 500 Deductible
    Towing and Labor                                                                  75 per tow
    Rental Reimbursement                                                          40 per day Max of 1,200
    Gap or Loan/Lease Payoff
    After Market Parts Installed ie... expensive rims or stereo.    3,000 installed parts

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